Medigap open enrollment period is determined by your 65th Birthday. Six months from the first day of the moth / of your 65th birthday provided you are also signed up to get Medicare Part B or it is within the 6 months of signing up to get your Medicare Part B. It is during this time period that you can purchase any Medigap policy “at the same price a person who is in “good” health would pay.” Purchasing Medigap outside the window waves any guarantee you will be able to purchase coverage and if you do, your rates may be higher.
So the best time to purchase Medigap is to do this “during your Medigap Open Enrollment Period” to ensure you get coverage even your currently have health problems. Again this period is “automatically started” the same month you turn 65 and then enrolled in Medicare Part B. Generally an insurance company is permitted to use medical underwriting to determine if they will accept your application as well as how much to charge you.
Medigap Open Enrollment | Medigap Supplementary Health Insurance | Medigap Open Enrollment Period
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