Medigap is a Medicare Supplement Insurance that is sold by private insurance companies to aid in paying some of the costs of health care that the original Medicare will not cover like coinsurance, co-payments, and deductibles.
There are some Medigap policies that cover services like medical care when you’re outside the United States. If you buy Medigap and have the Original Medicare, then Medicare pays the portion of the Medicare approved amount of health care costs and Medigap pays its share.
Medigap policies are different than a Medicare Advantage Plan which are a way to get Medicare benefits. A Medigap policy “Only Supplements your Original Medicare Benefits.”
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