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Understanding Medigap, some things you s...

To help provide health insurance that is affordable for elderly people or the disabled in the United States; Medicare exists. However, Medicare does not cover all your expenses for health care. Those that are currently covered by Medicare could be eligible for some additional health insurance coverage through Medigap. This is the name given for supplemental policies designed to help pay for expenses a standard Medicare policies do not cover. Qualifying for Medigap policies are available when covered by the standard Medicare policies including only Part A and Part B...

Medigap Policies follow standardized Fed...

Federal and state laws for Medigap policy by design are created to protect you. Every Medigap policy has to clearly be identifies as (Medicare Supplement Insurance). You can only be sold a “standardized policy” by insurance companies identified by letters in most states. Basic benefits on all policies are the same and some may offer additional benefits. This way you can choose the policy that best fits your special needs. Medigap policies are standardized differently in Minnesota, Massachusetts, Wisconsin. Insurance companies can decide on what Medigap policies it wishes...