Medicare insurance consists of the choice for insureds to purchase an Advantage plan, sold by private companies, but is based on CMS formatting, and a Medicare Supplement, or Medigap coverage.
The Advantage plan looks more like a plan that one would get at work, and it has full coverage for both doctor and hospital. It is a fully comprehensive plan, but you are relegated to one geographic area, similar to an HMO health plan.
The Medigap type of plan offers coverage anywhere a medical facility accepts medicare, and it covers the gaps that medicare doesn’t cover, and is generally acceptable all over the United States.
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