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Medigap Insurance NJ – New Jersey Medigap Insurance Policies for 2020
To find insurance companies providing Medigap Insurance in NJ – enter your zip code in the box above.
If you are receiving your Medicare coverage through the original Medicare program, here are the Medigap insurance policies currently available in New Jersey.
NJ MEDICARE PART A COSTS
Hospital Deductible: Covers $1,288 in each benefit period. Hospital Copayment: Copay for days 61-90 ($322) and days 91-150 ($644) in hospital; also provides payment in full for 365 additional lifetime days. Skilled Nursing Facility Copay: Covers $161 a day for days 21-100 each benefit period.
50% 75% Hospice Care: Coinsurance for respite care and other Part A-covered services. 50% 75%
NJ MEDICARE PART B COSTS
Part B Annual Deductible: Covers $166 deductible in 2016. Part B Coinsurance: Covers 20% coinsurance for Part B services, such as doctors services, laboratory and x-rays, durable medical equipment. Also covers coinsurance for hospital outpatient services. 50% 75% Except up to $20 for office visits and up to $50 for ER visits (not charged if admitted to hospital) Part B Excess/Limiting Charges: Part B excess charges of 15% more than Medicare’s approved charge when provider does not take assignment. OTHER First three pints of blood. Foreign Travel Emergency: Covers 80% of emergency care costs when outside the U.S., after annual $250 deductible, up to maximum lifetime benefit of $50,000.