Medicare Supplement Insurance (MediGap) covers expenses that original Medicare doesn’t cover and you would have to pay out-of-pocket. These expenses include:
Excess medical services charges
Long-term inpatient care
All MediGap plans are standardized by the federal government. Premium rates differ from provider to provider. This is why it pays to shop around.
Medicare Supplemental insurance plans are available to you if you are 65 or older and have enrolled in the Medicare Plan, Parts A and B.