Wisconsin Medigap

If you are a resident of Wisconsin, then you are guaranteed issue rights to purchase a Medigap policy however the policies are different.

Basic benefits include

• Your inpatient hospital care which covers the Part A coinsurance
• Medical costs which covers Part B coinsurance which is commonly 20% of Medicare approved amounts.
• The first 3 pints of blood are covered each year
• Part A covers hospice coinsurance and or copayments

Basic Medigap Plan Covers Your basic benefits

• Skilled nursing facilities coinsurance in Part A
• In addition to Medicare’s Inpatient mental health coverage; 175 days per your lifetime coverage
• It covers 40 at home health care visits and that’s in addition to those which were paid for by Medicare
• Coverage includes benefits mandated by the state

Here is some important Plan information

There are cost sharing plans available; they are known as (50% and 25% Cost Sharing Plans). The plans which are similar to a standardized plan, (Plans K 50%) or (L Plan 25%) and there are high-deductible plans “$2,000.00” available as well.

The following additional rider’s insurance companies are allowed for a Medigap Policy

• Allowed a Part A deductible
• Allowed 365 visits including those paid by Medicare for additional home health care
• Allowed a Part B, deductible
• Allowed Part B, excess charges
• Allowed Foreign travel emergency
• Allowed 50% a Part A deductible
• Allowed Part B copayment or coinsurance

 

Wisconsin Medigap Plans | Medigap Supplemental Insurance | Medigap Open Enrollment