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If you are a resident of Wisconsin, then you are guaranteed issue rights to purchase a Medigap policy however the policies are different.
Basic benefits include
Your inpatient hospital care which covers the Part A coinsurance
Medical costs which covers Part B coinsurance which is commonly 20% of Medicare approved amounts.
The first 3 pints of blood are covered each year
Part A covers hospice coinsurance and or copayments
Basic Medigap Plan Covers Your basic benefits
Skilled nursing facilities coinsurance in Part A
In addition to Medicare’s Inpatient mental health coverage; 175 days per your lifetime coverage
It covers 40 at home health care visits and that’s in addition to those which were paid for by Medicare
Coverage includes benefits mandated by the state
Here is some important Plan information
There are cost sharing plans available; they are known as (50% and 25% Cost Sharing Plans). The plans which are similar to a standardized plan, (Plans K 50%) or (L Plan 25%) and there are high-deductible plans “$2,000.00” available as well.
The following additional rider’s insurance companies are allowed for a Medigap Policy
Allowed a Part A deductible
Allowed 365 visits including those paid by Medicare for additional home health care
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